Commercial Mortgages

Capital strategy for commercial real estate.

LeSolace Corporation works with commercial borrowers, investors, and business owners to review mortgage structures based on the asset, borrower profile, leverage, timing, and exit.

From mixed-use and income-producing properties to bridge, construction, refinance, and private capital scenarios, the focus is clear deal positioning. If your file is residential instead, visit our residential mortgage page.

Have a commercial file to review?

We will assess the property, structure, and financing options. You can also contact LeSolace before submitting.

Submit a Commercial File
Asset Types

Commercial properties with real lending considerations.

Each asset is reviewed differently. The property type, cash flow, location, leases, condition, and borrower strength all affect lender appetite. For smaller residential investment files, review our residential mortgage options.

01

Mixed-Use

Retail-residential buildings, main street properties, and commercial units supported by rental income.

Ask about mixed-use financing
02

Multi-Family

Apartment buildings and rental assets where income, expenses, and long-term value drive the file.

Review a multi-family file
03

Retail & Plazas

Retail centres, plazas, leased commercial units, and income-producing storefronts.

Discuss retail financing
04

Office

Professional buildings, medical offices, owner-occupied properties, and multi-tenant office assets.

Review an office property
05

Industrial

Warehouses, flex industrial, manufacturing, distribution, and service-based commercial properties.

Discuss industrial financing
06

Land & Development

Raw land, infill projects, redevelopment, land assembly, and value-add opportunities.

Review a development file
Capital Structures

Different files require different capital stacks.

We review lender paths based on the asset, leverage, income, equity, timeline, and repayment source. For borrowers with non-traditional income, our self-employed mortgage options may also be useful.

Deal Strategy

Acquisition, refinance, or equity release.

Whether the file involves a purchase, debt refinance, renovation capital, or equity release for growth, the structure should match the objective.

We review value, income, leases, borrower strength, loan request, and repayment path before positioning the file with potential lenders. For non-commercial home equity situations, see our residential refinance and equity options.

Commercial property financing strategy
Bridge capital
Short-Term Capital

Bridge

Bridge capital may support timing gaps, refinance delays, lease-up, property condition issues, or sale timing.

These files are usually assessed around the exit: sale, refinance, stabilization, or longer-term capital. You can contact LeSolace to review whether bridge financing may fit your scenario.

Build / Improve

Construction

Construction capital may support renovations, improvements, value-add work, or development where funding is needed in stages.

Lenders typically review budget, permits, borrower experience, completed value, equity contribution, and repayment path. For smaller home renovation files, review our residential renovation mortgage options.

Commercial construction capital
Mezzanine capital
Layered Capital

Mezzanine

Mezzanine capital may bridge the gap between available senior debt and the total capital required for a transaction.

It is generally reviewed where the asset, borrower, equity, and exit support a layered structure. If your file needs a broader capital review, visit the LeSolace contact page.

Review Process

How commercial files are assessed.

A

Asset

Property type, location, value, condition, leases, zoning, and income potential.

Submit property details
B

Borrower

Ownership structure, credit, liquidity, net worth, business financials, and experience.

Review self-employed options
C

Exit

Sale, refinance, lease-up, completion, stabilization, or repayment from business or property cash flow.

Discuss the exit strategy
Lender Review

Common documents lenders may request.

Requirements depend on the lender, asset type, loan amount, and structure. For borrower education and updates, visit the LeSolace mortgage blog.

Start Here

Submit Your Commercial Mortgage File

We will review the scenario and outline potential financing options. You can also visit our contact page if you want to ask a question first.