About LeSolace

LeSolace Corporation is a boutique Canadian mortgage brokerage helping clients with residential, alternative, private, and commercial mortgage financing.

We are not trying to be the largest brokerage. Our focus is providing practical support, understanding the complete file, and finding mortgage solutions that make sense for the client.

We believe good mortgage work comes from clear communication, careful documentation, sound judgment, and respect for both the client and the lender.

The files we work on

The mortgage files an agent may handle depend on the agent's FSRA licence level, experience, lender type, and brokerage approval.

What you will do

• Develop your own client and referral network through prospecting, networking, and consistent follow up.
• Speak with Ontario clients about their mortgage needs, goals, and financial situation.
• Review income, credit, debt, down payment, equity, property details, and supporting documents.
• Help structure and package mortgage applications for lender review.
• Work on mortgage files permitted by your FSRA licence level and approved by the brokerage.
• Communicate clearly with clients, lenders, lawyers, appraisers, referral partners, and the brokerage.
• Follow files from the first client conversation through approval, conditions, and funding.
• Maintain complete notes, organized documents, and accurate compliance records.
• Follow Ontario mortgage regulations, privacy requirements, and LeSolace brokerage procedures.

Skills we value

• Clear and professional verbal and written communication.
• Strong organization and close attention to documents, details, and deadlines.
• Consistent client follow up and reliable recordkeeping.
• Comfort asking clients direct questions about their income, credit, debt, and goals.
• Initiative and the ability to build professional relationships.
• Good judgment and a genuine commitment to privacy and compliance.
• Confidence using online systems, CRM software, email, and digital documents.
• The ability to accept guidance, learn from feedback, and apply it to future files.
• Time management and the ability to work independently in a remote environment.

FSRA licensing requirements

New agents must successfully complete an FSRA approved Mortgage Agent Level 1 education program. The program consists of the Mortgage Agent Level 1 course and includes a final examination. Level 2 agents must have completed the required FSRA courses.

General FSRA requirements include:

• Be at least 18 years of age.
• Be a resident of Canada.
• Have an Ontario mailing address that can receive registered mail and is not a post office box.
• Have a valid email address.
• Successfully complete an approved Mortgage Agent FSRA courses.
• Be authorized by a licensed mortgage brokerage to deal in mortgages.
• Meet FSRA's suitability requirements for licensing.

Understanding Ontario licence levels

A Mortgage Agent Level 1 may arrange mortgages with financial institutions and lenders approved by Canada Mortgage and Housing Corporation under the National Housing Act.

A Mortgage Agent Level 2 may also arrange mortgages with other lenders, including mortgage investment corporations and private lenders. Level 2 applicants must meet FSRA's experience and Private Mortgages Course requirements.

Level 1 agents may receive training exposure to private mortgage transactions as permitted by FSRA, but they must not represent themselves to clients as qualified to complete private mortgage transactions. A Level 2 agent or mortgage broker must remain accountable for that work.

Who can apply

We welcome experienced Mortgage Agent Level 1 and Level 2 applicants, newly licensed agents, and people currently completing an approved Mortgage Agent Level 1 course.

• You must currently live in Ontario.
• You are licensed with FSRA, have completed an approved Mortgage Agent Level 1 course, or are currently enrolled in an approved course.
• You must be eligible to be sponsored and licensed through LeSolace before performing any licensed mortgage activities.
• You understand that this is a remote, commission based contract opportunity.
• You are prepared to prospect, build relationships, and develop your own book of business.
• You have a reliable internet connection, telephone access, and an appropriate place to work privately.

Experience that may help

• Mortgage lending, banking, real estate, insurance, sales, or financial services.
• Client service, relationship management, or business development.
• Knowledge of Ontario real estate markets and local communities.
• Experience working with self employed clients, investors, or business owners.

Working remotely and building your business

Remote work provides flexibility, but it also requires personal responsibility. Agents are expected to manage their schedules, stay in contact with clients, maintain their files, and follow through on commitments.

This role includes business development. Agents are responsible for building their own client and referral relationships. Mortgage leads are not guaranteed.

LeSolace will provide brokerage support and file guidance, but your results will depend on the time, consistency, and effort you put into developing your business.

Compensation

This is an independent contractor and commission based opportunity. It does not include a salary or hourly wage.

The commission structure depends on experience, licensing status, and the level of file support required. Compensation will be reviewed during the interview and confirmed in writing before joining the brokerage.

Applicants are responsible for understanding the licensing costs and other professional expenses connected with becoming and remaining licensed in Ontario. Any brokerage arrangements will be explained before an agreement is signed.