services overview
We See Things Differently
Even a few dings on your credit shouldn’t prevent you from a Mortgage Solution.
meet the professionals
Services List

Bad Credit
Have a few dings on your credit? It happens and we have the lenders who are willing to look at the entire picture..not just your low score.
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KEEP YOU UP TO DATE
This is a service? YES! We keep you informed. We don't keep you waiting for a week wondering what is going on with the approval process. We return calls too!!
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As soon as we receive your application we will call you in one business day. We will go over the different options available to you.
WE ENJOY WORKING
Why People Choose Us
What We Do
Services
Self-employed, Damaged Credit, Refinance and Investment Properties
WHAT WE OFFER
Prompt
We keep you up to date and we answer the phone. Simple – but alot don’t do this simple expectation.
PROFESSIONAL HELP
Friendly
No need to rush clients. We clearly explain what we need and why.
WHY PEOPLE TRUST US
People Trust Us
After the application is submitted we will find Mortgage options and will present them to you BEFORE we begin.
The Right mortgage
We find the best mortgage for you for your situation. Our lenders are flexible and provide many different options.
Integrity
We don't stop at after talking to two lenders. We will reach out to 10 lenders if that's what it takes to get a good rate. See our testimonials.
responsibility
We look for the best exit strategy to get you back on track to financial wellness.
WE ENJOY WORKING
What People Say

Thank you very much for your help with the mortgage. We appreciate the quick responses at all times. You provided us with the best rates possible, and walked us through each stage of the process.

These guys are great! Me and my wife are very satisfied with all the services we got. I’m definitely recommending Mortgates to everybody!

Skilled experts, low rates, wide selection of houses and various options for clients – what else can be needed! Awesome services and great staff!
FREQUENTLY ASKED QUESTIONS
FAQ
Even if you have recently been discharged from your bankruptcy we have Alternate Lenders that will take a look at your situation.
We will require a seperation agreement from your Lawyer to proceed.
You can use a gift as downpayment, but it must be an immediate family member.
Please contact us to get the gift letter form that the gifter must sign.
We accept:
- ODSP
- Child Tax Benefit
- CPP
- Self-employment
- Contributor income
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Contact Details
If you are interested in working with us then please drop us a line, we would love to hear from you.