Capital strategy for commercial real estate.
LeSolace works with commercial borrowers, investors, and business owners to review mortgage structures based on the asset, borrower profile, leverage, timing, and exit.
From mixed-use and income-producing properties to bridge, construction, refinance, and private capital scenarios, the focus is clear deal positioning.
Have a commercial file to review?
We will assess the property, structure, and financing options.
Commercial properties with real lending considerations.
Each asset is reviewed differently. The property type, cash flow, location, leases, condition, and borrower strength all affect lender appetite.
Mixed-Use
Retail-residential buildings, main street properties, and commercial units supported by rental income.
Multi-Family
Apartment buildings and rental assets where income, expenses, and long-term value drive the file.
Retail & Plazas
Retail centres, plazas, leased commercial units, and income-producing storefronts.
Office
Professional buildings, medical offices, owner-occupied properties, and multi-tenant office assets.
Industrial
Warehouses, flex industrial, manufacturing, distribution, and service-based commercial properties.
Land & Development
Raw land, infill projects, redevelopment, land assembly, and value-add opportunities.
Different files require different capital stacks.
We review lender paths based on the asset, leverage, income, equity, timeline, and repayment source.
- First mortgage
- Second mortgage
- Bridge
- Construction
- Mezzanine
- Private lending
- Refinance / equity take-out
- Land development
Acquisition, refinance, or equity release.
Whether the file involves a purchase, debt refinance, renovation capital, or equity release for growth, the structure should match the objective.
We review value, income, leases, borrower strength, loan request, and repayment path before positioning the file with potential lenders.
Bridge
Bridge capital may support timing gaps, refinance delays, lease-up, property condition issues, or sale timing.
These files are usually assessed around the exit: sale, refinance, stabilization, or longer-term capital.
Construction
Construction capital may support renovations, improvements, value-add work, or development where funding is needed in stages.
Lenders typically review budget, permits, borrower experience, completed value, equity contribution, and repayment path.
Mezzanine
Mezzanine capital may bridge the gap between available senior debt and the total capital required for a transaction.
It is generally reviewed where the asset, borrower, equity, and exit support a layered structure.
How commercial files are assessed.
Asset
Property type, location, value, condition, leases, zoning, and income potential.
Borrower
Ownership structure, credit, liquidity, net worth, business financials, and experience.
Exit
Sale, refinance, lease-up, completion, stabilization, or repayment from business or property cash flow.
Common documents lenders may request.
Requirements depend on the lender, asset type, loan amount, and structure.
- Purchase agreement or mortgage statement
- Rent roll and leases
- Property tax bill
- Current financial statements
- Appraisal or value support
- Environmental reports if applicable
- Construction budget or project plan
- Exit strategy and use of funds
Submit Your Commercial Mortgage File
We will review the scenario and outline potential financing options.
Submit a Commercial File